The IRE Resource Center is a major research library containing more than 23,250 investigative stories — both print and broadcast. These stories are searchable online or by contacting the Resource Center directly (573-882-3364 or rescntr@ire.org) where a researcher can help you pinpoint what you need. Browse or search the tipsheet section of our library below. Stories are not available for download but can be easily ordered by contacting the Resource Center:
Search results for "consumer market" ...
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Excessive Speculation Distorts Commodity Markets, Harms Consumers
The topic of our series was excessive financial speculation in commodity markets. Throughout one year, I worked on a series of labor-intensive investigative pieces showing how the influx of financial speculators in the futures market had distorted the price of crude oil, coffee, cotton and other commodities.
Tags: fiancial speculation; commodity markets; crude oil; commodities
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Excessive Speculation Distorts Commodity Markets, Harms Consumers
The topic of our series was excessive financial speculation in commodity markets. Throughout one year, I worked on a series of labor-intensive investigative pieces showing how the influx of financial speculators in the futures market had distorted the price of crude oil, coffee, cotton and other commodities.
Tags: fiancial speculation; commodity markets; crude oil; commodities
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Misleading Milk Marketing
"This investigative series was the first to report on the misleading health claims made by the Wisconsin Milk Marketing Board, which spends millions of dollars annually to promote dairy products throughout Wisconsin and nationwide."
Tags: milk marketing board; health; dairy; consumer affairs
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Florida's Insurance Nightmare
The Herald-Tribune's series about the Florida property insurance market gives Floridians their first look at the risk of the insurance companies on which they rely. "In print and online, readers can see detailed financial information of more than 100 insurance carriers, the capital they have to weather a disaster, the degree to which they are overexposed, and the extent to which they are leveraged. It is the only public source to alert consumers whose homes might be in danger."
Tags: property insurance; fraud; hurricane; Florida; insurance fraud; National Association of Insurance Commissioners; Florida Office of Insurance Information;
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Trouble in the Walls: Contaminated Chinese Drywall
Drywall from China, which has been contaminated, could become one of the” largest consumer disasters in US history”. Gases being released from the drywall are “corroding wires, air conditioners and shorting out electronics, and suspected of causing health problems like severe headaches, respiratory ailments, asthma attacks and nosebleeds”. Many homeowners can’t afford to move and would never be able to sell their homes, so they are trapped with nowhere to turn.
Tags: houses; housing; gypsum board; wallboard; housing market; government; health officials; families; construction; building
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Loan Mods
Homeowners whose mortgages were securitized by their banks and sold off were blocked from modifying the loans to avoid delinquent payments. Investors in the mortgage securities market believed they had incentive to keep people from refinancing, but the result exacerbated delinquent payments. A $75 billion federal program to reduce foreclosures by allowing consumers to renegotiate loans with banks was often rejected by banks on the grounds of investor disapproval.
Tags: investors; mortgage; foreclosure; securities; securitization; securitizing; loans; banks; federal; modification; refinance;
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Forgive Us Our Debts
Increasing abuse by debt collectors not only violates federal law, but is indicative of a growing $60 billion market for reselling debt. The massive market resembles the unstable mortgage-security market, and collapse could put the economy on the brink again. Additionally, tactics used by debt collectors are abusive and often unfounded on any hard evidence of consumer debt. The debt resale market is plagued with problems that surface in this investigation.
Tags: collection; collectors; debtors; debt; consumers; practices; tactics; abuse; reselling; market; economy; debt; victims; lawsuits;
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Craftmatic
The Craftmatic Adjustable Bed has been sold for decades and marketed mostly to elderly consumers in their homes. The bed is expensive, sometimes sold for as much as $9,000, and those who buy it are told it could virtually save their lives. Elderly customers see the commercials which run nearly non-stop on daytime television and call an 800-number, where they are prompted to set up an in-home demonstration with a Craftmatic salesperson. They are told there is no obligation to buy, but what Inside Edition found is the salespeople rarely leave without closing the deal, and it is rarely to the benefit of the consumer.
Tags: salespeople; complaints; consumer agencies; disability; questionable sales practices; scare tactics; miracle cures; fraud;
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The Credit Trap
This series ties lax credit card lending and punishing fee practices to the housing boom, to consumers' mounting financial distress, and to the economic downturn. The reports revealed that during the housing boom, banks sharply raised card limits in part because of a surge in home equity, much of it now vanished. Then banks guided borrowers to tap into rising home equity to pay off card balances, putting their homes at risk.
Tags: credit card; credit card debt; home equity; housing market; economy; rate hikes; mortgages; banking industry; card lenders
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The Wasteland
CBS News found that when well-meaning American consumers give their electronics to so-called recyclers, the waste is often smuggled to China and other parts of the Third World, where it is broken down or melted for the precious metals inside. They investigated a major electronic waste recycler in the Denver area, Executive Recycling, and tracked a container that had been filled with cathode ray tubes at the company's loading docks. They followed this container from Denver, to the port of Tacoma, to Hong Kong, which is the main entryway to the part of southern China where electronic waste is broken down in the worst conditions. There, seven out of ten kids have dangerous levels of lead in their blood. Pregnancies are six times more likely to end in miscarriage. The reporters also went to China and found that wasteland, where workers were cooking circuit boards over open flames and separating the gold from other metals in acid baths on the edge of a river. While filming, the crew was attacked by a gang that protects this gray market enterprise. Back in Denver, CBS News confronted the CEO of Executive Recycling. He denied that his company had sent the CRTs overseas, but the evidence was all but irrefutable.
Tags: recycling; gray market; electronics; China; worker safety; pollution;