An investigation by the Washington Post into the unregulated world of structured settlements revealed an industry profiting on the poor and disabled. The story focuses on loopholes in Baltimore and highlights one company – Access Funding. Since 2013, the company has filed nearly 200 structured settlement purchases in Maryland. A large chunk of those cases involve victims of lead poisoning.

A random survey of 52 Access Funding deals showed the company petitioned to buy roughly $6.9 million worth of future payments — which had a present value of $5.3 million — for around $1.7 million.

The Post reviewed thousands of pages of court documents, interviewed industry experts and talked to eight victims of lead poisoning.