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Consumer Reports examines auto insurance premiums in seven big states, and finds that there can be more than a fourfold difference in prices for identical coverage from different insurers. The article explains how insurance companies tailor policies to specific drivers, possibly overcharging them. It also reveals that "U.S. drivers overpay some $300-million by failing to take advantage of them." The report includes table of premiums that the major insurers in California, Florida, Illinois, New Jersey, New York, Pennsylvania, and Washington would offer specific drivers, depending on their mileage, record, age and marital status.

This file is not available for digital download. IRE members may place an order by emailing rescntr@ire.org