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Borrowers Betrayed

An eight-month investigation by Miami Herald reporters Jack Dolan, Matt Haggman and Rob Barry found the Florida agency in charge of regulating mortgage professionals broke down at every level, allowing thousands of people with criminal records to get licenses -- many who went on to steal millions from borrowers and banks. The newspaper also found the agency failed to discipline crooked brokers and monitor scam operations, leaving consumers to fend for themselves.

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