The Washington Monthly investigates how credit card companies twist the truth, promising pre-approved credit to everyone and then denying some customers real gold cards. Many credit card companies are semi-honest, telling customers their cards are "conditional"; however, some companies blatantly lie in their quest to attract more customers. The practice continues because most banks, unlike other marketers, do not have to answer to the Federal Trade Commission for unfair advertising practices. (July/August 1996)
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