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Resource ID: #17744
Subject: Fraud
Source: Courant (Hartford
Date: 2022-03-18



The Courant investigates how common identity theft is, sometimes sacrificing security for convenience. "Credit reporting bureaus, which maintain consumers' credit histories, do little to prevent identity thieves from exploiting the information. For example, credit card companies and banks send out billions of pre-approved offers each year even though the banking industry acknowledges that a portion will be used by identity thieves. . . Credit issuers are not penalized for ignoring fraud alerts. . . Credit bureaus don't monitor consumer profiles for the often obvious signs of identity theft." Despite the efforts law makers have drafted to protect people from this crime, financial industries continue to defend their "self-regulatory" approach.

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