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From the contest questionnaire: "After years of reluctance, consumers are starting to bank online in substantial numbers -- and computer hackers are wasting no time in preying on the trend. Law enforcement agencies and security incidents -- and the risk to the public -- remains largely unknown. The banking industry, highly protective of its reputation, releases as little information as possible about security lapses. The investigation broadly defines security issues as technical lapses, blunders and glitches, as well as outright intrusions that can shake the confidence of customers."