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Roger K. Brooks, the Chief Executive of American Mutual Life Insurance, Co., found a way to "demutualize." Unfortunately, he may have misled his policyholders in doing so. the company is 1995 asked its policyholders to vote to convert the operation into a "mutual holding company." But policyholders were not told that they would get neither stock nor cash in return, and now some believe they have been cheated.
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