With increased on-line banking and money transactions comes an increase in cyber-crime. This comes from putting more emphasis on user convenience instead of security. Part of the increase in cyber-crime is also due to meth traffickers, adept at operating localized theft rings, joining forces with global cyber-crime rings. Also some groups, such as those in Russia, are making ordinary citizens unknowing mules to carry out reshipment and money laundering schemes. Law enforcement has been spotty due to cross-jurisdictional hurdles.