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The authors investigated predatory lending on West Camile Street in Santa Ana, CA. They found that subprime lending had become so out of control, many residents of the area were being threatened with foreclosure after sales prices fell below the amounts they owed and monthly payments soared. The investigation reveals that most of the victims of subprime lenders are Latino; often the borrowers spoke little English and did not understand the terms of their mortgages. The story also examined the impact of the practice on the neighborhood; as homeowners packed tenants into their houses to pay mortgages, they caused crowding and parking problems. Furthermore, recently foreclosed houses are attracting squatters and gangs.