Our EXCLUSIVE six-month CBS News investigation uncovered serious fiscal mismanagement in the National Flood Insurance Program (NFIP), administered by FEMA. Today, that program is 25 billion dollars in the red. We found that as storm victims struggle to rebuild, much of FEMA's money that could pay homeowners claims actually goes to private insurance companies and legal fees to fight flood victims' claims. Based on a review of thousands documents related to claims, lawsuits and FOIA requests, private government contractors are getting rich at the expense of desperate flood victims.