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Fort Lauderdale (Fla.) Sun-Sentinel examines Humana Gold Plus, a health maintenance organization that federal officials paid to reduce some of the burden on Medicare; the government is paying about $650 million to the plan, but studies confirmed cases of improper enrollment, unpaid medical bills and concerns about quality of care; both Humana and the Health Care Finance Administration, which oversees Medicare, stonewalled, making it difficult to get records even through an FOIA request.