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The Washington Post National Weekly Edition finds that banks and savings and loan associations are being bypassed by investors in favor of a highly computerized financial network that offers lower costs to borrowers and higher returns to savers; these decisions by investors rob banks of money an power, making them increasingly irrelevant; banks and S&Ls hold just one-third of the nation's assets, compared to half at the beginning of the 1980s, Aug. 30 - Sept. 5, 1993. # DC Pearlstein Knight
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