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Race gap widens in rejections for mortgage loans

An analysis of the latest national mortgage data by The Charlotte Observer found that "as the credit spigot dried up in 2008, blacks and Hispanics were more likely to be denied mortgage loans than whites." The analysis found that nearly one out of two African Americans applicants were denied loans for the purchase or refinance of a home. The rate of denial was similar for Hispanics. In contrast, the denial rate for white applicants was nearly one in four.

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