Stories

The IRE Resource Center is a major research library containing more than 27,000 investigative stories.

Most of our stories are not available for download but can be easily ordered by contacting the Resource Center directly at 573-882-3364 or rescntr@ire.org where a researcher can help you pinpoint what you need.

Search results for "State Farm" ...

  • Florida's Insurance Nightmare

    Six years after eight hurricanes ripped across Florida, state residents still struggle to recover from the storms' legacy - a wrecked property insurance market. Exorbitant premiums, the highest in the world, have soured the state's struggling economy, killed real estate sales and forced families from their homes. Homeowners were told that unless they paid even more, no insurance company would take their hurricane risk. The Herald-Tribune showed that is a lie. Floridians have been lied to about why there is a crisis, where their money is going, and whether they're even protected against storm losses. Public policy has been corrupted by fiction spun by the insurance industry and its supposed regulators. Billions of dollars desperately needed for the next disaster have been siphoned offshore. And millions of homeowners are left to entrust their financial security on a system rigged to extort profit. To expose the hidden truth of Florida's insurance crisis, St. John cultivated key sources deep within every aspect of the insurance industry and sought massive amounts of financial and policy data from multiple state and national entities. When it became obvious Florida's crisis was manipulated from afar, she traveled to Bermuda and Monte Carlo to discover the hidden players truly in charge.
  • M.I.S.T

    The investigation "uncovered a plan that began in the mid-1990s with the help of one of the nation's leading consultant firms, McKenzie, to force motorists to sue to recover costs for so-called soft tissue injuries. Led by the nation's two leading insurers, State Farm and Allstate, insurance companies developed a strategy of delay, deny and defend when it came to minor car crashes."
  • Blowing In The Wind

    Two whistle blowers share the story of how State Farm Insurance "was systematically defrauding its loyal customers" in the wake of Hurricane Katrina. Sisters Cori and Sherri Rigsby are State Farm insurance adjusters who told ABC News about how State Farm employees "were instructed to fraudulently alter customers' claim forms and even shred documents so the famous insurance company could avoid paying benefits to families who lost everything in the hurricane."
  • A Matter of Policy: How a State Becomes Popular With Insurers -- But Not Consumers. Indiana's Regulators Have Little Budget or Clout; Conflicts at the Capital. A Bad Pitch to Mr. Miracle.

    The article examines corruption within the insurance industry. Insurance companies pay less than they promise and cheat their customers. The Indiana state legislature is particularly sympathetic to the insurance industry because many senators have close ties to the industry.
  • The Converted: How Insurance Firms Beat Back an Effort For Stricter Controls

    The Journal reports on how the National Association of Insurance Commissioners (NAIC), an alliance of all the states top regulators, quietly but dramatically changed the course of insurance regulation. This led to industry opposition and boycott. "Unlike banking and securities, the insurance industry had always managed to remain free of federal regulation, en exemption written into federal law in 1945. Meanwhile, at the state level, insurers -- as big employers and generous campaign contributors -- typically could count on kid-glove treatment."
  • When your insurer won't pay

    Smart Money reports on "the dozens of ways that home, auto and health insurers try to avoid paying the money they owe you -- and what you can do to make sure they cough it up."
  • Death of a Salesman

    McLean reports how Allstate, "America's insurance icon is battling to save its decades-old turf. To win, the company is taking on the risk of its life."
  • Tourney behind on bills; PGA even lost big since ' 98

    The Baltimore Business Journal reports on the "financial trouble at the State Farm Senior Classic, a PGA Tour-sponsored golf tournament." As the tournament lost its title sponsor, State Farm Insurance, it accumulated $1.15 million in debts, and is now facing demise. Meanwhile, the organizers kept on increasing the prize money, the Journal reports.
  • The Paper Chase

    Dateline investigates State Farm Insurance Company and its little-known practice of "paper review." In a paper review, State Farm employees review a patient's medical records rather than actually examining the patient. The Dateline crew discovered that some State Farm employees use this practice to manipulate the system. For example, the crew found that some employees "secretly orchestrated the supposedly independent medical results, helping author reports and dictating changes to medical opinions that led to lower recommended payments for medical claims."
  • North Las Vegas Councilman John Rhodes

    A Las Vegas Sun investigation reveals that "North Las Vegas City Councilman John Rhodes was facing charges of insurance fraud related to a burglary he reported at a house he owned." The stories uncover evidence, found by Attorney General Office's Insurance Fraud Division, "that items that Rhodes reported stolen were actually not in the home at the time." The investigation finds that "Rhodes has also been reimbursed by the city for one of the items listed in the insurance..."