The IRE Resource Center is a major research library containing more than 27,000 investigative stories.

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Search results for "insurance" ...

  • Did State Fund Overpay in Redding Land Deal?

    State Compensation Insurance Fund board member Kent Dagg was pushed for State Fund to build a new regional headquarters in his city of Redding, California. SCIF overpaid for the property by almost 50 percent, and the contract was given to a former officer of the Shasta County Builders Exchange, which was run by Kent Dagg.
  • Contractor Pure Premium

    Analysis of the State Compensation Insurance Fund (SCIF) has led to new conclusions about the marketplace and control of rates in the California workers' comp. It was found that if one carrier held a major market share of any specific class, or classes, that by adjusting its loss reserves or thoise reserves it reported to the Bureua by sheer magnitude of data it could affect the rates up or down as it chose.
  • Nevada Bounty Hunters

    KLAS-TV investigates the rights that bounty hunters have while in search of a fugitive. It includes "the legal authority to enter private property while in search of wanted fugitives," which is only regulated by "the state division that regulates insurance."
  • Who Deserves to Drive

    This story revealed that thousands of Iowa driver’s licenses were suspended because of unpaid court fines. This story explores the impact of suspended licenses on drivers, the state and insurance companies. The story also delves into key problems that obstruct the collections process from moving forward effectively.
  • In the Danger Zone

    "This series revealed how seriously inaccurate federal flood maps for coastal Alabama have contributed to hurricane flood losses, encouraged unsafe construction, and influenced people to forego flood insurance." FEMA’s flood maps drastically underestimate the reality of coastal flooding in large areas of Alabama; the author used GIS to show that floods in the area are six to nine times more frequent than federal predictions.
  • Ill Rocky Flats nuclear workers

    The reporters found that the federal government was limiting compensation for sick and dying nuclear weapons workers. The story focused on workers from Rocky Flats nuclear site near Denver, where hundreds of workers were denied medical and financial compensation. The reporters also revealed the full known human cost of the nation's nuclear weapons complex: radiation sickened 36,500 and killed at least 4,000 of those who built bombs, mined uranium, and breathed test fallout.
  • Home Insurers Secret Tactics Cheat Fire Victims, Hike Profits

    In this series, the reporters "documented a pattern of deception and abusive practices by the $6.1 trillion insurance industry. The reporters unearthed confidential company documents that showed, along with on-the-record interviews with former agents and regulators, how the entire property insurance industry had changed the way it handles customers, starting in the 1990s."
  • Uninsurables

    CBS examines how the individual market for health insurance works and found "a system stacked against the individual, with insurers combing through private medical databases and records for information, that they can use to deny coverage..."
  • Does State Fund Control Contractor Pure Premium?; Pure Premium Decision Reveals Doubts About SCIF Expenses

    State Compensation Insurance Fund (SCIF) us a quasi-governmental provider of worker's compensation insurance and has been found to not be fairly competing with private insurance companies. The SCIF controls enough of the market to have an effect on the pure premium rates. Also, State Fund affects how much personal and business consumers end up paying in construction costs.
  • The Insurance Hoax

    The authors explored how the property insurance industry has changed over the last couple of decades and adopted a policy of consistently underpaying policyholders. The authors used internal documents from major insurance companies as well as first person sources to show how insurance agencies are handling claims in ways that pressure policyholders to accept low payments.