Two articles in this four-story package about the Arkansas insurance industry discuss changes in worker's compensation insurance. Six years after Arkansas overhauled its statutes relating to workers' comp. with passage of Act 796, premiums have dropped by an average of 35 percent. And while the state's work force has climbed over those years, indemnity claims have dropped, from 20,000 in 1993 to an estimated 13,000 in 2000. "Meanwhile, trial lawyers representing injured employees warn that the industry has been propped up on the backs of the state's workers." A second article details the claims by a former workers comp judge that she was fired for being "too fair." In a third article, Friedman writes that an exodus of health insurance carriers from the state has caused several small-business owners to fret. Finally, a fourth piece discusses the bankruptcy of Hagan Industries, Arkansas' second-largest insurance carrier.
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